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  Adjustment Date Definition
Adjustment Date The adjustment date is the date on which your interest rate changes if you hold an adjustable-rate mortgage (also known as an ARM). Adjustment dates will vary from lender to lender and will be determined by the terms of your individual loan. The term can also be used to refer to a day that is set shortly after you make your purchase, in which you make a payment of accumulated interest in order to have your subsequent payments due on the first day of each month.

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