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  Appraised Value Definition
Appraised Value The appraised value of a property is an appraiser’s estimation of a property’s fair market value. This appraised value is determined by the appraisal process, which factors in things like the condition of the property you are having appraised and comparable sales in the area of the home. In order to be approved for a mortgage, the appraised value of the home you are purchasing must come in at or above the amount of the mortgage you are applying for.

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