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  VA Mortgage Loans Definition
VA Mortgage Loans Home loans that are guaranteed by the U.S. Department of Veteran Affairs are referred to as VA mortgage loans. U.S. veterans, reservists, active-duty personnel and the surviving spouses of veterans are eligible to receive these loans. If you are eligible, this program will allow you to purchase a home with little to no down payment, no cash reserves and lower associated closing costs.
   
   
   


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