You Need To Know About Loans
Ask The EchoBay Expert
Credit Score & Credit Report Advice
How to fix errors that affect your FICO credit report score
What you might think as small differences in your FICO credit report score can actually put $1,000's back in your bank account in saved interest charges. Take the steps now to correct your credit report & get the credit score you deserve...
Choosing a credit report agency for your report score
Experian, Equifax and Trans Union all have your FICO score, but chances are none are the same...
Top 6 consumer credit report myths
With all the urban legends you've heard about consumer credit reports, it's wise to know which are fact and which are fiction...
Why it's crucial to check your personal credit report annually
Even if you're not buying a house or car this year there are critical reasons to review your personal credit report every year...
Why a 3 bureau credit report is better than free credit reports
You can find major differences between reports with a 3 bureau credit report that you won't see with free credit reports...
How your FICO score is calculated for your credit report
You can work to improve your FICO score when you know more about how scores are calculated and what improves them...
Understanding your online credit report before getting a loan
The most important thing you can do before getting a loan is to check your credit report for errors. Here's how to read your report...
How your free credit report can help to repair bad credit
When it comes to credit reports, errors can be fixed and bad credit won't last forever. A free credit report can get you started...
4 steps to effective credit report repair
These tips will get you on the road to credit report repair so that you won't have to overpay for the next loan you're approved for...
When are bad records removed from my credit bureau report?
Each type of bad entry on your credit bureau report remains for a different amount of time depending on the type of problem it is...
Avg. National Rates
30 Yr Fixed
15 Yr Fixed
1 Yr ARM
Home Loans & Car Loans Search
Home Equity Loans & Line of Credit
Auto & Motorcycle Loans
Auto Refinance Loans
Home - Loans
About EchoBay Loans
Credit Report Help Center
Copyright© 2008, EchoBay Loans Company