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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
 
A B
Acceleration Clause
Acceptance
Additional Principal Payment
Adjustable Rate Mortgage (ARM)
Adjusted Basis
Adjustment Date
Adjustment Interval
Adjustment Period
Advanced Lock
Advertising Fee
Affordability Analysis
Amortization
Amortization Schedule
Amortization Term
Annual Mortgagor Statement
Annual Percentage Rate (APR)
Application
Appraisal
Appraised Value
Appraiser
Appreciation
Assessed Value
Assessment
Assignment
Assumable Mortgage
Assumption
Assumption Clause
Assumption Fee
Average Yearly Cost
Balloon Mortgage
Balloon Payment
Base Price
Binder
Biweekly Payment Mortgage
Blanket Mortgage
Bona Fide
Bridge Loan
Broker
Buydown Account
Buydown Mortgage
C D
Call Option
Capitalized Cost
Capitalized Cost Reduction
Cash-Out Refinance
Certificate Of Eligibility
Certificate Of Reasonable Value (CRV)
Certificate Of Title
Chain Of Title
Change Frequency
Clear Title
Closed-End Lease
Closing
Closing Costs
Closing Statement
Cloud On Title
Co-Borrower
Collateral
Collection
Combined Loan To Value (CLTV)
Commission
Commitment
Comparable Sales Or Properties
Compound Interest
Comprehensive Insurance
Construction Loan
Consumer Reporting Agency (or Bureau)
Contingency
Contract Of Sale
Conventional Mortgage
Convertibility Clause
Convertible Arm
Cost Of Funds Index (COFI)
Covenant
Credit History
Credit Life Insurance
Credit Report
Credit Score
Dealer Charges
Dealer Holdback
Dealer Incentives
Dealer Invoice
Dealer Sticker Price
Debt-To-Income Ratio
Deed Of Trust
Default
Deferred Interest
Delinquency
Deposit
Destination Charge
Discount Point
Down Payment
Due-On-Sale Clause
E F
Earnest Money Deposit
Effective Rate Or Cost
Encumbrance
Equal Credit Opportunity Act (ECOA)
Equity
Equity Line Of Credit
Escrow
Escrow Account
Escrow Analysis
Examination Of Title
EZ Doc
Fair Credit Reporting Act
Fair Market Value
Fannie Mae (FNMA)
FHA Mortgage
FHLMC
FICO
Firm Commitment
First Mortgage
Fixed-Rate Loans
FNMA
Freddie Mac
Fully Amortized Arm
G H
Gap Protection
Good Faith Estimate
Graduated Payment Mortgage (GPM)
Growing-Equity Mortgage (GEM)
Guarantee Mortgage
Guaranty
Half Buy Down
Home Equity Conversion Mortgage (HECM)
Home Equity Line Of Credit
Home Equity Loan
Home Owner's Insurance
Housing Expenses To Income Ratio
HUD-1 Settlement Statement
I J
Impound Account
Index
Initial Interest Rate
Installment Loan
Insurable Title
Insured Mortgage
Interest Cap
Interest Rate
Interest Rate Adjustments
Interest Rate Buydown Plan
Interest Rate Cap
Interest Rate Ceiling
Interest Rate Floor
Interest Rate Lock
Introductory Rate
Invoice Price
Jumbo Loan
K L
No "K" definitions Lease-Purchase Mortgage Loan
Liabilities
Liability Insurance
Lien
Lifetime Rate Cap
Limited Doc
Line Of Credit
Loan
Loan Application
Loan Officer
Loan Origination
Loan Origination Fee
Loan Servicing
Loan-To-Value Ratio
Lock
Lock-In Period
Lock-In Rate
M N
Manufacturer's Rebate
Margin
Merged Credit Report
Monroney Sticker Price
Monthly Arm
Monthly Fixed Installment
Mortgage
Mortgage Banker
Mortgage Broker
Mortgage Insurance
Mortgage Life Insurance
Mortgagee
Mortgagor
MSRP
Negative Amortization
No-Cost Loan
Non Assumption Clause
Note
Note Rate
O P
Original Principal Balance
Origination Fee
Payment Cap
Payment Change Date
Periodic Payment Rate Cap
Permanent Loan
Piggy Back Loan
PITI Reserves
Pledged Account Mortgage (PAM)
Points (Discount Points)
Pre-Approved Loan
Prearranged Refinancing Agreement
Preliminary Title Report
Prepaid Expense Items
Preparation Charges
Prepayment
Prepayment Penalty
Pre-Qualification
Prime Rate
Principal Balance
Principal, Interest, Taxes, and Insurance (PITI)
Private Mortgage Insurance (PMI)
Promissory Note
Purchase And Sale Agreement
Q R
Qualifying Ratios
Rate Improvement Mortgage
Rate Lock
Real Estate Agent
Real Estate Settlement Procedures Act (Respa)
Realtor
Rebate Point
Recording
Recording Fees
Refinancing
Regulation Z
Rehabilitation Mortgage
Rescission
Residential Loan Application Form (1003)
RESPA
S T
Second Mortgage
Secured Loan
Security
Servicer
Servicing
Settlement
Shared Appreciation Mortgage (SAM)
Simple Interest
Standard Payment Calculation
Step Rate Mortgage
Subordinate Financing

U V
Underwriting
Unsecured Loan
Upfront Costs
Upside-Down
VA Mortgage Loans
Verification Of Deposit (VOD)
W X
Wraparound Mortgage
No "X" definitions
Y Z
No "Y" definitions Zero Cost Loan
   
 
Avg. National Rates
30 Yr Fixed 5.78%
15 Yr Fixed 5.39%
1 Yr ARM 4.80%
WSJ Prime 6.50%
Fed Funds 3.50%

 
 



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