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  Home Equity Loans & Lines Of Credit
 Home equity loan or home equity line of credit: Which is best?
With the recent volatility in loan interest rates, choosing wisely between a home equity loan and a home equity line of credit has become even more important. What your loan funds will be used for also has an impact on your decision... more
   


 
Critical terms in your home equity line of credit loan
 
From periodic caps to introductory rates there are several terms in your home equity line of credit contract you need to know... more
 
How much money can I borrow with a home equity loan?
 
Lenders use formulas to determine the size of home equity loans. There are also other important factors... more
 
Discovering where the lowest home equity loan rates are
 
Times have changed and banks aren't the only game in town. In fact their home equity loan rates usually aren't the lowest.... more
 
Tax deduction tips for home equity loans
 
Using funds from a home equity loan for household expenses, college or a car has it's tax advantages.... more
 
Reviewing no income verification home equity loans
 
If you don't want to report your income, no income verification home equity loans may or may not be attractive... more
 
Getting approved for home equity loans with bad credit
 
Having your house as collateral makes getting home equity loans with bad credit a slightly easier process... more
 
 
   
 • What is a home equity line of credit?
 • Why you need to get your home equity loan online
 • Why lenders will loan you money for a home equity mortgage
 
 • Pros & cons: Home equity loan vs. home equity line of credit
 • Refinance? Home equity loan? How to decide wisely
 
 • Beware of the high LTV home equity mortgage!
 • Why a balloon home equity loan may not be all fun
 




  Comparing Home Equity Loans
  There's large differences between rates and terms of available home equity loans and lines of credit that you need to be aware of.
 • Home equity line of credit vs. home equity loan
 • Is a home equity loan and second mortgage the same?
 • Fees: Home equity loans vs. home equity credit lines
 • The best home equity loan rates - loan or line of credit?
 • Calculating home equity line of credit vs. loan rates
   
  Home Equity Loan Alerts
  A home equity loan is a second mortgage and there are potential risks to you and your lender depending on the terms of your loan.
 • The potential traps of 125% home equity mortgages
 • Is a balloon home equity loan a bad decision?


 
  Home Equity Loan Advice
  Here's home equity loan information that will help you find the loan to tap into the cash that has accumulated in your home's value.
 • Refinancing a home equity loan
 • No income verification home equity loans rates
 • The most money home equity loan lenders will give you
 • Benefits of applying for a home equity loan online
 • Questions you'll be asked for an online home equity loan
 • Using a home equity loan to pay off a mortgage
 • Paying off debt with a home equity loan
 • Getting a home equity loan before losing a job
 • Getting cash from refinancing or a home equity loan
 • Being approved for a home equity loan with bad credit
 • What home equity loan mortgages are used for
 • Tax deductibility of home equity loan interest expense
 • Understanding a home equity line of credit contract


Avg. National Rates
30 Yr Fixed 5.78%
15 Yr Fixed 5.39%
1 Yr ARM 4.80%
WSJ Prime 6.50%
Fed Funds 3.50%

 



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